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Across New York State, the number of residential fires — and the risks that come with them — are drawing renewed attention from fire officials, first responders, and the public. Whether you live in a quiet suburb or a bustling city neighborhood, understanding this trend is essential for keeping your home and loved ones safe. A Closer Look at the Numbers While national fire statistics show that home fires remain a major source of injury and property loss across the United Stat

If your home, auto, or liability insurance feels more expensive or harder to understand lately — you’re not imagining it. The insurance world is changing fast, and it’s affecting everyone from homeowners to drivers. Here’s what’s happening and how you can stay protected. Rising Costs and New Risks Everything from building materials to auto parts has become more expensive, driving up repair and replacement costs. Add in stronger storms, wildfires, and inflation — and insurers